Debt Avenues

• Borrowing money from family, friends and others

• Credit cards

• Bank

  • Second TD on house or property
  • Business loan or SBA: Often secured by assets & personal guarantee

• Hard money lenders (legal loan sharking)

• Factors: Lend $ on % of inventory

• Supplier (printer, distributor) credit

• Government loan programs: Minority, municipal/ county/state money for business development, etc.

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